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March 14, 2023

This month from LifeSpeak

You may be feeling stressed at work or at home and unable to manage this. Every evening, the same story repeats in your mind: you can’t fall asleep, you wake up during the night and your mind is racing. You want to speak to your supervisor about work-related stress or help a loved one or a colleague.

LifeSpeak video-series on stress and sleep and our guided meditation could be that first step towards wellness.

On March 22nd at 12:00 p.m. ET the Ask the Expert web chat by addresses how to eat in order to have better immunity.

Check out your LifeSpeak platform now! Log in using the Group Account option. The password is "wellness".

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February 28, 2023

Pension Information Seminar - February 2023

The United Church of Canada provides a Defined Benefit Pension Plan for all employees who work more than 14 hours a week.

Visit CHURCHx for a recording of the 90 minute Pension Information Seminar to learn about how the plan works, what it costs, what it provides, and how to apply for your pension when you're are ready. In this program we'll describe:

  • what a "defined benefit plan" is
  • how costs and benefits are determined
  • other ways that you might plan for retirement, including personal savings, government benefits, and coordination with other pension or benefits plans you may have access to
  • options to consider as you prepare to retire.

To view the recording and get all the handouts:

  • navigate to
  • use the "Member login" button at the top right of your screen, and enter your username and password. This will take you to your Dashboard
  • from your Dashboard, click on the title of the course
  • if you need help with CHURCHx, please reach out to Tay Moss at

Click here to view a recording of this seminar on YouTube.

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February 1, 2023

LifeSpeak Winter Campaign

It’s almost lunchtime. You meant to cook a nutritious meal—but it would be so much easier to just order takeout online. Before you know it, you’re reaching for your phone.

Sound familiar?

Building new habits is hard. Our old habits are so much easier, but that doesn’t mean they’re better for us.

Healthy habits are the foundation of a happy and meaningful life. In this campaign, our experts will help you integrate mindfulness into your routine, prepare nutritious meals, discover the right workout for you and much more. Positive habits are the building blocks of a resilient mind and healthy body. They help you enjoy the success you seek in your personal and professional life.

On February 22nd at 12:00 p.m. ET the Ask the Expert web chat by Reena Kotecha will share some lifestyle tweaks to improve your mental and physical health.

Check out your LifeSpeak platform now! Log in using the Group Account option. The password is "wellness".

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December 12, 2022

What Does “Accrual Rate” Mean?

The accrual rate is the rate at which you earn your pension. In 2023, you will earn your pension at the rate of 1.85% of your pensionable earnings.

How Does This Work?

You earn a piece of pension every year that you work and contribute to the plan―like building blocks.

For example, let’s assume that a member’s pensionable earnings stayed constant at $60,000 every year (for easy figuring). From 2019 to 2024, that member would earn:

Year Accrual Rate Formula Pension Credit Earned
2019 1.4% 1.4% of $60,000 $ 840
2020 1.85% 1.85% of $60,000 $ 1,110
2021 1.625% 1.625% of $60,000 $ 975
2022 1.85% 1.85% of $60,000 $ 1,110
2023 1.85% 1.85% of $60,000 $ 1,110
2024 1.4% 1.4% of $60,000 $ 840

At the end of your career, the annual pension amounts earned each year (pension credits) will add up to the total annual pension you will receive every year for the rest of your life. So, the higher amount earned in 2023 will continue to benefit you for the rest of your retired life.

What about Future Increases?

There is no automatic indexing or increases in our pension plan. Each year, the Pension Board and Pension Plan Advisory Committee assess the resources available and determine whether there are surplus funds that can be used to increase benefits.

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December 2, 2022

December message from LifeSpeak : A Practical Guide to Dealing with Stress at Work

This December, it is time to pause and think about how work can impact us, and reflect on how we can better our work environment and life with a few simple tips to feel less stressed and more organized on a day to day basis.

Learn more now with LifeSpeak experts.

On December 14th  at 12:00 p.m. ET the Ask the Expert web chat by Janna Comrie addresses how to Support Your Kids' or Your Aging Parents' Mental Health

Check out your LifeSpeak platform now! Log in using the Group Account option. The password is "wellness".

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November 2, 2022

November message from LifeSpeak : Type 2 Diabetes

More than 400 million people around the world live with diabetes.  1.5 million deaths are directly attributed to it each year.

This month, join us in recognizing World Diabetes Day that is on November 14th. Created by the WHO and IDF in 1991, the day is now observed by more than 1 billion people in 160 countries. Learn more about the condition with the LifeSpeak resources below.

Learn more now with LifeSpeak experts.

On November 22nd at 12:00 p.m. ET the Ask the Expert web chat by Jennifer Mervyn addresses how to manage stress and build resilience.

Check out your LifeSpeak platform now! Log in using the Group Account option. The password is "wellness".

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October 6, 2022

Understand and improve your mental health with help from LifeSpeak experts

We all know that feeling. Something isn’t quite right. We’re stressed and tired, anxious or depressed. We know we need to make a change but don’t know exactly what—or how.

Developing and maintaining a healthy mental state is critical to almost every aspect of our lives, from our relationships to our diet to our professional success. If we want to remain balanced, focused and productive, we need to take care of our mental health in the same way we take care of our physical health.

To do so, we need the right tools and the right information from people we can trust.

In this campaign, our experts will help you understand mental illness, navigate the mental health care system as a racialized person, find the right therapist, cultivate emotional intelligence and much more. They’ll facilitate your personal growth so you can embrace challenges and enjoy the success you seek in all areas of your life.

On October 26 at 12:00 p.m. ET the Ask the Expert web chat by Russell Kolts addresses how to take care of your mental health.

Check out your LifeSpeak platform now! Log in using the Group Account option. The password is "wellness".


On this topic the United Church Bookstore has The Healing Oasis: Guided Meditations for Mind, Body, and Spirit and Returning to the Healing Oasis: Guided Meditations for Mind, Body, and Spirit. These resources provide spiritually-minded guided meditations suitable for individuals and groups for both church and non-church settings to help you take the time to cultivate to your mental wellbeing as we do our physical wellbeing.

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October 3, 2022

LifeWorks’ webinar to mark World Mental Health Day

Join us on October 4, 11 a.m. (EDT) at Leave no one behind: A total approach to workplace mental health, a thought leadership webinar brought to you by LifeWorks Learning.

The webinar is a precursor to World Mental Health Day, which falls on October 10. World Mental Health Day provides an opportunity for everyone in the workplace to reflect on how they can protect and improve their mental health and that of their colleagues.

Mental health experts Stéphane Grenier, Lieutenant-Colonel (Retired), Canadian Armed Forces and Paula Allen, Global Leader and SVP, Research and Total Wellbeing will speak about new workplace mental health solutions to meet the needs of diverse workforces at the event.

In light of recent trends such as Quiet Quitting and Great Resignations, LifeWorks is also launching Total Mental Health, a new mental health solution for employees that delivers on-demand mental health support through easy-to-read data and insights about employees’ mental health and well-being.

You will also get access to an exclusive preview of Total Mental Health at the event.

Click here to register!

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September 14, 2022

September 2022 - By the Numbers

The Benefits Centre team is pleased to announce that we have made 17 lump sum payments and 4,768 regular pension payments following the transition from RBC Investor and Treasury Services to LifeWorks in May. All thanks to LifeWorks' Ariel payroll system that streamlined the payroll run and generated one payroll run instead of two for monthly pensions and lump sums. Check out more details below!

Ariel Payroll September Infographic

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