PREMIUMS AND PLAN CHANGES
After careful consideration and a fulsome discussion, the Executive of the General Council (GCE) approved the closing of the Optional plan and redesign of the Core plan. Starting January 1, 2022, there will be only one plan, paid for by the employer, for all eligible active ministry personnel and employees of the church. The details of the coverage and maximums will be communicated later in the fall with a comprehensive FAQs to address questions members and employers might have.
In 2020, staff reported to GCE that the Core and Optional active employee health and dental plans had a deficit of $2.4 million in 2020 and anticipated growing deficits in subsequent years. Major plan redesigns or significant rate increases were required in order to achieve funded and sustainable plans. The Executive directed staff to undertake a thorough review of the plans and propose changes to achieve sustainability, while balancing costs and risks. The decision to discontinue the Optional plan is the best way to ensure the sustainability of one Core plan for all members. To read the full proposal, select "Document Library", and it can be found under Benefits Administration.
RETIREE HEALTH AND DENTAL
In 2020, the Executive of the General Council (GCE) approved premium increases to the Retiree Health and Dental Plan through 2024. About half of retired employees of the United Church elect to participate in this plan. In the last few years there has been a change in the membership’s demographics resulting in more members retiring with a monthly pension amount smaller than the current monthly premiums for the Retiree Health and Dental Plan. Some members are experiencing financial distress with the necessary premium increases. Concerned with future sustainability, the Executive approved a new financial threshold for pensioners who wish to enroll in the plan and a new one-time option for current members who are under that threshold to voluntarily opt out of the Retiree Health and Dental plan. They may not, however, re-enroll at a later date.
Detailed communication on both changes will be available by November 1, however, if you have any immediate questions, please send your email to benefits@united-church.ca. Due to current workloads, the Benefits Team will only be accepting questions by email at this time.
I’m sure you’ve received the email about Green Shield Canada’s new website, GSC everywhere, but, what’s it all about?
GSC everywhere has simplified and streamlined their most popular features—like submitting online claims, checking your coverage, and finding GSC-vetted health providers. The site lets you access your benefits from your smartphone, tablet, or computer when and where you need them. Take a quick video tour of GSC everywhere for an introduction before you log in.
You can log in with exactly the same username and password you used for the previous site.
If you haven’t registered, here is a video guide that can walk you through the registration process.
THE GSC EVERYWHERE APP
Like most of us, if you always have your phone within arms reach, then the GSC everywhere app is the way to go. You can submit a claim right from your phone or tablet, and always have access to your digital ID card. It’s available for Apple and Android devices and can be found wherever you download your apps.
Do you already have the GSC on the Go app? All you need to do is look out for the update to your current GSC on the Go app on your phone. Installing the update will automatically download GSC everywhere.
