Homepage
 > 
Group Benefits
 > 
Health and Dental Benefits

Health and Dental Benefits

The United Church’s group benefits plans are intended to supplement benefits available under provincial plans. To be eligible for these benefits, you must be a resident of Canada insured under their provincial plan.
Participation in the group benefits plans is mandatory and a condition of employment for all employees of The United Church of Canada working full-time or part-time, 14 or more hours per week (on average) in aggregate across all employments. Ministry personnel are eligible for coverage on the date of hire with no waiting period. For lay employees, eligibility begins either on date of hire or the first of the fourth month following the date of hire at their employer’s discretion.
Health and Dental are self insured benefits. The Health and Dental plan is administered and adjudicated by Green Shield Canada (GSC).

When will I receive details regarding my benefit enrollment? This is a question that employees who are newly eligible for benefits often ask. The short answer: approximately four weeks following the date the benefit contributions are reported to the Benefits Centre. For more information, click here!

The Health and Dental Benefits plan is self-insured. Green Shield Canada provides Administrative Services Only (ASO) by adjudicating and reimbursing the claims on behalf of The United Church Plan.

An ASO plan is one in which the plan sponsor is financially responsible for providing benefits to its employees/members. Plan sponsor, The United Church of Canada, chooses a plan design and assumes the risk of paying these claims.

Under the health and dental plan, the employers pay for core coverage (Active Plan). To learn more about the plan details and optional coverage, please see the Summary of Coverage Booklets in the document library

A deductible is the amount of money members need to pay out-of-pocket for their healthcare expenses before their insurance starts to cover the costs. Annual deductibles ensure that employees share some of the costs of their healthcare. This helps control the overall cost of our plan for the employers and ensures the plan covers claims above the deductible up to a maximum (where applicable).

Active Members

The deductibles for active members are:

  • Health and drug benefits: $250 per single/family per calendar year.
  • Dental benefits preventative services: $75 per family per calendar year.
  • Dental benefits basic and major services: $250 per family per calendar year.
Pensioners

For pensioners, the deductibles are:

  • Health benefits: $150 per family per calendar year and a $5 per prescription deductible.
  • Dental benefits preventative and basic services: $150 per family per calendar year.
  • Dental benefits major services: $150 per family per calendar year.

For more details, please see the “Summary of Coverage” documents in the Document Library.

For administration questions related to your health and dental benefits (for example, change of address, new dependant), please contact the United Church Benefits Centre.

Drug and Dentist Claims

Step 1. Green Shield ID Card

You can use the ID Card to pay for drugs at the pharmacy and for the dentist or other paramedical practitioners (if they are registered with Green Shield), as it simplifies payment.

If it is not possible to use the ID Card at your pharmacy, health provider or dentist, you will need to submit the claim to GSC via the GreenShield+ website, the mobile app or a paper claim form. To submit a claim online, please go to GreenShield+ and then log in to your account and go to Your Claims, then select Submit a Claim. Claim forms are available on the GSC website and should be mailed to the address indicated on the form.

Step 2. Claim Submission Form

The Claim Submission Form, including a pre-authorized debit form, is available on the GreenShield+ website. If you choose to submit your claim form by mail, it is prudent in all cases to make copies of all receipts sent to Green Shield Canada.

  • Make photocopies of all receipts and attach the originals to the form. In provinces that require the originals to be submitted to the provincial drug plan, copies are acceptable. Scanned receipts and online claim forms are also accepted
  • Include a doctor’s letter when required.
  • Sign the form.

A claim has to be submitted within 12 months from the date of service.

For any questions about specific coverage, for the status of any health or dental claim, or for predetermination of benefits, contact Green Shield directly at:

   Green Shield Canada
   Phone: 1-888-711-1119
   Website: www.greenshield.ca

Step 3. Coordination of Health and Dental Benefits

If you have additional coverage through your spouse/partner’s membership in a health and dental plan, benefits can be coordinated. This means that the church’s plan will be your first payer for a benefit, and any eligible amounts that are left over can be claimed through the other plan you are covered under. The reimbursement from plan coordination will never exceed 100% of allowable expenses.

To coordinate claims, you need to submit the “explanation of benefit” that you receive from the first payer (in your case, from Green Shield), a claim form, and the receipts for the expense to the second plan. Your spouse/partner can do the same, submitting an “explanation of benefit” with receipts to Green Shield.

Eligible children’s expenses should be first submitted to the plan of the parent with the earliest birth date (month/day) in the year.

We recommend that you always make copies of receipts prior to sending them to the insurer.

Is there a change in your life that could change your group insurance needs or choices? Consult the documents below to guide you in this matter, or contact the United Church Benefits Centre.

For health and dental claims or detailed coverage inquiries, please contact the Green Shield Canada Customer Service Centre:

Green Shield Canada
Phone: 1-888-711-1119
Website: www.greenshield.ca

As part of our ongoing commitment to strengthen the Care Navigation experience, plan members will now see Medical Second Opinion listed under Telemedicine on GreenShield+. This enhancement, introduced on January 1, directs members to a cobranded landing page where they can easily submit a request online. Members who prefer phone support can continue to reach Novus Health directly at 18559081275 to speak with a Health Information Specialist. 

Novus Health’s Medical Second Opinion Program can help you get answers to your questions, such as: 

  • Do I have the right diagnosis? 
  • Are there other treatment options I should consider? 
  • Are there any clinical trials currently available for my condition? 

This transition strengthens the longterm vision for Care Navigation and ensures members continue receiving trusted, highquality guidance when navigating important health decisions. 

For payrolls administered by ADP, confirm insurance information is correct. Check payroll reports to confirm deducted amounts are correct. Report updates and corrections to ADP through the treasurer or payroll administrator’s monthly call. See ADP Payroll Support for further information.

Here is where you can find all the information relating to the Group Benefit Changes that came into effect on January 1, 2022. 

The Benefits for Active Members: Summary of Coverage can be found on the Document Library page, under Benefits Administration. 

Fact Sheet: Augmenting the Active Member Health and Dental Plan: Information to consider if you are looking to augment the Active member health and dental plan.

GS 114 Active Member Group Benefits Plans 2022 - Premiums and Plan Changes: The proposal that was approved by the General Council Executive at their September 25 meeting.

Benefits Plan Comparison Chart: A two page chart comparing only the changes between the current Core, and Optional benefits, and the new Active Plan (effective Jan. 1, 2022).  

FAQ - Group Benefits Plan Changes: A second version of the FAQ published on November 24, 2021. The additions in the document are in red.

Benefits Plan Video: A short video highlighting the changes to the new Active Plan.

Communications:

October 2020 letter from Nora Sanders, former General Secretary.

October 2021 letter from Rev. Michael Blair, General Secretary.

Summary of Coverage

An overview of the benefits plan of the United Church has been designed to answer the most common questions a plan member may have. The booklets below are only a summary of the plan. Please contact us if you have further questions about your coverage.

Didn’t find what you were looking for? Here are some other Member resources.

Pension Plans

Learn about the benefits, accountability, and initiatives of The Pension Plan of The United Church of Canada.
Pension Plans →

Group Benefits

Learn about health, dental, and life insurance benefits as well as various programs available to members.
Group Benefits →

Retirement

Learn about the Group Benefits for Pensioners Plan and other resources available to retired members of The United Church of Canada.
Retirement →

Document Library

Get access to all Member forms and resources.
Document Library →

We’re here if you need us

Get answers to your pension or benefits questions and find out how to get in touch with us.

Learn More →
Copyright © 2026 - All Rights Reserved - The United Church of Canada
Privacy Policy
cross